To maximize returns, financial services firms need to adequately assess consumer credit risk within their customer and prospect pools. It is critical that the assessment is a function of current and future expected economic conditions.

Scorecard development – Our modelers have developed scorecards for use in collections, application and portfolio review. We have developed solutions in the US as well as numerous European, South and Central American countries in the consumer and small business space.

Portfolio review – Our expertise is invaluable in fine tuning your firm’s portfolio risk position as economic conditions change.

Credit Strategy – We can help develop new product, market, segment credit strategy that is testable and will provide necessary feedback.